When your mortgage is paid off you need to clear the title of the property by discharging the mortgage. This is done by recording a document at the Registry of Deeds usually called a “Discharge of Mortgage or a Satisfaction of Mortgage”.
Sometimes your lending institution or closing attorney will file the discharge on your behalf, but more often you will receive the Discharge of Mortgage in the mail from the lending institution and you will need to file it yourself.
In order for public notification that your mortgage is paid off, the original Discharge of Mortgage provided by the lending institution must be brought to the Registry along with a check in the amount of $106.00 made payable to the Registry of Deeds. The Registry will record the Discharge and return it to you within a couple of weeks. If you own Registered Land, the Discharge will remain at the Registry of Deeds. Please feel free to bring a copy along with the Original Discharge and we can time stamp the recording information on the copy so that you can keep it for your records.
You can also mail in the Original Discharge of Mortgage to the Registry for recording along with the check in the amount of $106.00 payable to the Registry of Deeds for the recording fee. If mailing in is your choice please send the Original Discharge with the recording fee check to:
Bristol South Registry of Deeds
25 North Sixth St.
New Bedford, Ma 02740
All mail is recorded the same day we receive it at the Registry.